@font-face{font-family:PT Sans Narrow;src:url(/fonts/pt-sans-narrow-latin-700-normal.woff2)format("woff2");font-weight:700;font-style:normal;font-display:swap}@font-face{font-family:Archivo Narrow;src:url(/fonts/archivo-narrow-latin-wght-normal.woff2)format("woff2");font-weight:400 700;font-style:normal;font-display:swap}:root{--teal:#00a5ae;--teal-ink:#006d73;--teal-glow:#3cc6cd;--petrol:#0c3640;--petrol-deep:#082a32;--petrol-line:#1d5360;--graphite:#56616f;--ink:#0b1114;--paper:#f3f6f7;--white:#fff;--line:#d8e0e3;--focus:var(--teal-ink);--bg:var(--white);--bg-alt:var(--paper);--text:var(--ink);--text-soft:var(--graphite);--link:var(--teal-ink);--card:var(--white);--on-dark:#fff;--on-dark-soft:#c9d6da;--font-display:"PT Sans Narrow", "Arial Narrow", sans-serif;--font-body:"Archivo Narrow", "Arial Narrow", sans-serif;--radius:14px;--shadow:0 10px 30px -12px #082a3247, 0 2px 6px -2px #082a321f;--shadow-lift:0 22px 40px -16px #082a3257, 0 4px 10px -4px #082a3224;--ease-out:cubic-bezier(.23, 1, .32, 1);--gutter:clamp(20px, 4vw, 40px);--max:1200px;color-scheme:light}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;text-size-adjust:100%;scroll-padding-top:96px}body{background:var(--bg);color:var(--text);font-family:var(--font-body);font-feature-settings:"kern";-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0;font-size:1.125rem;line-height:1.6}@media (width>=900px){body{font-size:1.1875rem}}img,svg{max-width:100%;display:block}img{height:auto}::selection{background:var(--teal);color:var(--ink)}:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:4px}a{color:var(--link);text-underline-offset:.2em;text-decoration-thickness:1px}@media (hover:hover) and (pointer:fine){a:hover{text-decoration-thickness:2px}}h1,h2,h3{font-family:var(--font-display);letter-spacing:-.01em;text-wrap:balance;margin:0;font-weight:700;line-height:1.02}h1{text-transform:uppercase;font-size:clamp(2.6rem,1.5rem + 4.4vw,5.25rem)}h2{text-transform:uppercase;font-size:clamp(2rem,1.4rem + 2.4vw,3.5rem)}h3{font-size:clamp(1.45rem,1.2rem + .8vw,1.85rem);line-height:1.12}p{margin:0 0 1em}p,li,dd{text-wrap:pretty}a,button,summary{touch-action:manipulation;-webkit-tap-highlight-color:transparent}p:last-child{margin-bottom:0}.wrap{width:100%;max-width:calc(var(--max) + 2 * var(--gutter));padding-inline:var(--gutter);margin-inline:auto}.prose{max-width:68ch}.prose h2{margin:2.2em 0 .6em;font-size:clamp(1.7rem,1.3rem + 1.6vw,2.5rem)}.prose h3{margin:1.8em 0 .5em}.prose ul,.prose ol{margin:0 0 1em;padding-left:1.2em}.prose li{margin-bottom:.45em}.prose li::marker{color:var(--teal)}.lead{color:var(--text-soft);max-width:60ch;font-size:clamp(1.2rem,1.05rem + .55vw,1.45rem);line-height:1.5}.num{font-variant-numeric:tabular-nums lining-nums}.skip{z-index:100;background:var(--teal);color:var(--ink);border-radius:8px;padding:10px 16px;font-weight:600;position:absolute;top:-60px;left:12px}.skip:focus{top:12px}.sr-only{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.btn{--btn-bg:var(--teal);--btn-fg:var(--ink);background:var(--btn-bg);min-height:52px;color:var(--btn-fg);font-family:var(--font-body);cursor:pointer;transition:transform .25s var(--ease-out), box-shadow .25s var(--ease-out), background-color .2s;border:0;border-radius:999px;justify-content:center;align-items:center;gap:.6em;padding:.7em 1.4em;font-size:1.0625rem;font-weight:650;line-height:1.2;text-decoration:none;display:inline-flex;box-shadow:0 8px 18px -10px #00a5aee6}.btn svg{flex:none;width:1.25em;height:1.25em}@media (hover:hover) and (pointer:fine){.btn:hover{background:#12b7c0;transform:translateY(-2px);box-shadow:0 14px 24px -12px #00a5aef2}}.btn:active{transition-duration:.12s;transform:translateY(0)scale(.97)}.btn--ghost{--btn-bg:transparent;--btn-fg:var(--on-dark);box-shadow:inset 0 0 0 1.5px #ffffff73}@media (hover:hover) and (pointer:fine){.btn--ghost:hover{background:#ffffff14;box-shadow:inset 0 0 0 1.5px #ffffffd9}}.btn--line{--btn-bg:transparent;--btn-fg:var(--text);box-shadow:inset 0 0 0 1.5px #7d8b93}@media (hover:hover) and (pointer:fine){.btn--line:hover{box-shadow:inset 0 0 0 1.5px var(--teal);background:0 0}}.btn-row{flex-wrap:wrap;gap:12px;display:flex}.link-arrow{min-height:44px;transition:background-size .35s var(--ease-out);background:linear-gradient(currentColor,currentColor) 0 calc(50% + .72em)/0 1.5px no-repeat;align-items:center;gap:.4em;font-weight:650;text-decoration:none;display:inline-flex}.link-arrow svg{width:1.1em;height:1.1em;transition:transform .35s var(--ease-out)}@media (hover:hover) and (pointer:fine){.link-arrow:hover{background-size:100% 1.5px}.link-arrow:hover svg{transform:translate(4px)}}.site-header{z-index:50;-webkit-backdrop-filter:saturate(1.4)blur(12px);color:var(--on-dark);background:#0c3640eb;border-bottom:1px solid #ffffff14;position:sticky;top:0}.site-header .wrap{justify-content:space-between;align-items:center;gap:16px;min-height:72px;display:flex}.brand{flex:none;display:block}.brand img{width:196px}@media (width<=420px){.brand img{width:168px}}.nav-desk{display:none}.nav-desk ul{gap:4px;margin:0;padding:0;list-style:none;display:flex}.nav-desk a{color:var(--on-dark-soft);border-radius:8px;padding:10px 12px;font-size:1.0625rem;font-weight:550;text-decoration:none;transition:color .2s,background-color .2s;display:block}.nav-desk a[aria-current=page]{color:var(--on-dark);background:#ffffff12}@media (hover:hover) and (pointer:fine){.nav-desk a:hover{color:var(--on-dark);background:#ffffff12}}.nav-desk a[aria-current=page]{box-shadow:inset 0 -2px 0 var(--teal);border-radius:8px 8px 2px 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var(--petrol-line)}.menu-panel a:not(.btn){min-height:56px;color:var(--on-dark);font-family:var(--font-display);text-transform:uppercase;justify-content:space-between;align-items:center;font-size:1.5rem;text-decoration:none;display:flex}.menu-panel a:not(.btn) svg{width:20px;height:20px;color:var(--teal-glow)}.menu-panel .btn{width:100%;margin-top:16px}@media (prefers-reduced-motion:no-preference){.menu-mobile[open] .menu-panel{animation:drop .22s var(--ease-out)}}@keyframes drop{0%{opacity:0;transform:translateY(-8px)}}.dark,.site-header,.site-footer,.debtor-strip{--focus:var(--teal-glow)}.dark{background:var(--petrol);color:var(--on-dark);--link:var(--teal-glow);--text-soft:var(--on-dark-soft)}.dark .lead{color:var(--on-dark-soft)}.page-hero{padding:clamp(40px,7vw,96px) 0 clamp(48px,7vw,104px);position:relative;overflow:hidden}.page-hero h1{max-width:18ch}@media (width>=900px){.page-hero h1{max-width:24ch}}.page-hero .lead{margin-top:20px}.page-hero 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7fr;align-items:start}.split--even{grid-template-columns:1fr 1fr}}.sticky-col{position:sticky;top:112px}.hero{isolation:isolate;background:var(--white);color:var(--ink);position:relative;overflow:hidden}.hero .wrap{align-content:center;min-height:min(100svh - 140px,680px);padding-top:clamp(56px,8vw,96px);padding-bottom:clamp(64px,8vw,104px);display:grid;position:relative}.hero .wrap>div{max-width:740px}.hero h1{letter-spacing:.002em;font-size:clamp(2.75rem,1.3rem + 4.1vw,5.25rem);line-height:1}.hero h1 span{color:#00949c;margin-top:.16em;display:block}.hero .lead{max-width:46ch;margin-top:24px}.hero .btn-row{margin-top:clamp(36px,4.5vw,56px)}.hero__proof{color:var(--graphite);flex-wrap:wrap;gap:10px 24px;margin-top:32px;padding:0;font-size:1.0625rem;list-style:none;display:flex}.hero__proof li{align-items:center;gap:8px;display:flex}.hero__proof svg{width:18px;height:18px;color:var(--teal-ink);flex:none}.hero__symbol{z-index:-1;pointer-events:none;width:auto;height:112%;position:absolute;bottom:-6%;right:max(-6vw,-80px)}@media (width<=699px){.hero .wrap{min-height:0;padding-top:36px;padding-bottom:32px}.hero .btn-row{margin-top:28px}.hero__proof{gap:8px 24px;margin-top:24px}.debtor-strip .wrap{padding-block:10px}body .debtor-strip .wrap{padding-right:var(--gutter)}}@media (width<=899px){.hero__symbol{opacity:.32;height:92%;bottom:-4%;right:-38%}}.debtor-strip{background:var(--petrol-deep);color:var(--on-dark-soft);border-top:1px solid var(--petrol-line)}.debtor-strip .wrap{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 24px;padding-block:18px;display:flex}.debtor-strip p{align-items:center;gap:10px;margin:0;display:flex}.debtor-strip svg{width:22px;height:22px;color:var(--teal-glow);flex:none}.debtor-strip a{color:var(--on-dark)}.sym .sym-x{fill:currentColor}.sym .sym-arrow{fill:var(--teal)}@media (prefers-reduced-motion:no-preference){.sym--draw .sym-mask-line{stroke-dasharray:1180;stroke-dashoffset:1180px;animation:draw 1.4s var(--ease-out) .15s forwards}.sym--draw .sym-x{opacity:0;animation:bars .9s var(--ease-out) .85s forwards}.sym--draw .sym-x--b{animation-delay:1s}}@keyframes draw{to{stroke-dashoffset:0}}@keyframes bars{0%{opacity:0;transform:translate(-14px,18px)}to{opacity:1;transform:none}}.steps{counter-reset:step;gap:0;margin:0;padding:0;list-style:none;display:grid;position:relative}.steps>li{counter-increment:step;padding:0 0 36px 64px;position:relative}.steps>li:before{content:counter(step);background:var(--bg);width:44px;height:44px;color:var(--teal-ink);box-shadow:inset 0 0 0 2px var(--teal);font-family:var(--font-display);border-radius:50%;place-items:center;font-size:1.35rem;font-weight:700;display:grid;position:absolute;top:-4px;left:0}.steps>li:after{content:"";background:linear-gradient(var(--teal), 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strong{font-family:var(--font-display);font-size:1.4rem;font-weight:700}.after-steps p{color:var(--text-soft)}.rows{border-top:1px solid var(--line);margin:0;padding:0;list-style:none}.rows li{border-bottom:1px solid var(--line)}.rows a{color:var(--text);grid-template-columns:1fr auto;align-items:center;gap:8px 24px;padding:clamp(22px,3vw,32px) 4px;text-decoration:none;display:grid;position:relative}.rows h3{text-transform:uppercase;font-size:clamp(1.45rem,1.1rem + 1.8vw,2.6rem);transition:color .25s}.rows p{color:var(--text-soft);grid-column:1;max-width:60ch;margin:0}.rows .tag{vertical-align:middle;font-family:var(--font-body);text-transform:none;letter-spacing:0;color:var(--teal-ink);background:#00a5ae24;border-radius:999px;margin-left:10px;padding:4px 10px;font-size:.85rem;font-weight:650;display:inline-block;position:relative;top:-.3em}.rows .go{width:56px;height:56px;box-shadow:inset 0 0 0 1.5px var(--line);color:var(--teal-ink);transition:background-color .2s ease, color .2s ease, transform .25s var(--ease-out), box-shadow .2s ease;border-radius:50%;grid-area:1/2/span 2;place-items:center;display:grid}.rows .go svg{width:24px;height:24px}@media (hover:hover) and (pointer:fine){.rows a:hover h3{color:var(--teal-ink)}.rows a:hover .go{background:var(--teal);color:var(--ink);box-shadow:none;transform:rotate(45deg)}}.compare{gap:20px;display:grid}@media (width>=860px){.compare{grid-template-columns:1fr 1fr}}.compare>div{border-radius:var(--radius);padding:clamp(24px,3vw,36px)}.compare .before{background:var(--bg-alt)}.compare .after{background:var(--petrol);color:var(--on-dark);box-shadow:var(--shadow-lift)}.compare h3{margin-bottom:18px}.compare ul{gap:14px;margin:0;padding:0;list-style:none;display:grid}.compare li{grid-template-columns:24px 1fr;align-items:start;gap:12px;display:grid}.compare li svg{width:22px;height:22px;margin-top:3px}.compare .before li svg{color:var(--graphite)}.compare .after li svg{color:var(--teal-glow)}.compare .before li{color:var(--text-soft)}.compare .after{isolation:isolate;position:relative;overflow:hidden}.compare .after p{color:var(--on-dark-soft);margin:0}.compare .after strong{font-family:var(--font-display);color:var(--on-dark);margin-bottom:4px;font-size:1.35rem;font-weight:700;line-height:1.2;display:block}.compare .after li:last-child strong{color:var(--teal-glow)}.after__symbol{z-index:-1;opacity:.14;pointer-events:none;width:auto;height:118%;position:absolute;bottom:-18%;right:-8%}.after__symbol .sym-x{display:none}.after__symbol .sym-arrow{fill:var(--teal-glow)}@media (width>=860px){.compare{grid-template-rows:auto repeat(4,auto)}.compare>div{grid-row:span 5;grid-template-rows:subgrid;row-gap:20px;display:grid}.compare h3{margin-bottom:0}.compare ul{grid-row:span 4;grid-template-rows:subgrid;row-gap:20px}}@media (prefers-reduced-motion:no-preference){.after__symbol{transition:transform 1.2s var(--ease-out)}.compare.is-pending .after__symbol{transform:translate(-7%,9%)}}.trust{gap:32px;display:grid}@media (width>=900px){.trust{grid-template-columns:1fr 1fr;align-items:center}}.checks{gap:14px;margin:0;padding:0;list-style:none;display:grid}.checks li{grid-template-columns:28px 1fr;align-items:start;gap:12px;display:grid}.checks svg{width:24px;height:24px;color:var(--teal-ink);margin-top:3px}.dark .checks svg{color:var(--teal-glow)}.id-card{border-radius:var(--radius);background:var(--card);box-shadow:var(--shadow-lift);padding:clamp(24px,3vw,36px);position:relative;overflow:hidden}.id-card dl{gap:14px;margin:0;display:grid}.id-card dt{color:var(--text-soft);font-size:.9rem}.id-card dd{margin:2px 0 0;font-size:1.15rem;font-weight:650}.id-card .ok{font-family:var(--font-display);text-transform:uppercase;align-items:center;gap:10px;margin-bottom:18px;font-size:1.5rem;display:flex}.id-card .ok svg{width:28px;height:28px;color:var(--teal)}.faq{border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;grid-template-columns:1fr 32px;align-items:center;gap:16px;padding:22px 0;font-size:1.2rem;font-weight:650;line-height:1.35;list-style:none;display:grid}.faq summary::-webkit-details-marker{display:none}@media (hover:hover) and (pointer:fine){.faq summary:hover{color:var(--link)}}.faq summary .pm{width:32px;height:32px;box-shadow:inset 0 0 0 1.5px var(--line);transition:transform .2s var(--ease-out), background-color .2s;border-radius:50%;place-items:center;display:grid}.faq summary .pm svg{width:18px;height:18px}.faq details[open] summary .pm{background:var(--teal);color:var(--ink);box-shadow:none;transform:rotate(45deg)}.faq .answer{color:var(--text-soft);max-width:70ch;padding:0 48px 24px 0}.faq .answer p{margin-bottom:.8em}@media (prefers-reduced-motion:no-preference){.faq details[open] .answer{animation:reveal .25s var(--ease-out)}}@keyframes reveal{0%{opacity:0;transform:translateY(-6px)}}.faq-group+.faq-group{margin-top:56px}.faq-group h2{margin-bottom:16px;font-size:clamp(1.6rem,1.3rem + 1.2vw,2.2rem)}.glossary-nav{flex-wrap:wrap;gap:8px;margin-bottom:40px;padding:0;list-style:none;display:flex}.glossary-nav a{background:var(--bg-alt);min-width:44px;height:44px;color:var(--text);font-family:var(--font-display);border-radius:10px;place-items:center;padding:0 10px;font-size:1.25rem;text-decoration:none;display:grid}@media (hover:hover) and (pointer:fine){.glossary-nav a:hover{background:var(--teal);color:var(--ink)}}.glossary dl{margin:0}.glossary .letter{font-family:var(--font-display);color:var(--teal-ink);border-bottom:2px solid var(--teal);margin:40px 0 8px;padding-bottom:8px;font-size:2.5rem}.glossary dt{margin-top:20px;font-size:1.2rem;font-weight:700}.glossary dd{color:var(--text-soft);max-width:70ch;margin:4px 0 0}.channels{gap:16px;display:grid}@media 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